Student Loan Advocacy & Financial Literacy You Can Trust

Personalized repayment strategies, advocacy, and education, helping borrowers nationwide take control of their future.

You don’t have to face student loan confusion alone. With nearly a decade of hands-on experience, NewBeginnings advocates for borrowers like you, bringing clarity, confidence, and lasting financial peace of mind.

42–45%

About 42–45% of federal student loan borrowers report making trade-offs between loan payments and essential living expenses like housing, food, or healthcare.

42%

Nearly 42% of federal student loan borrowers have only ever been on the standard repayment plan, often unaware of income-driven or forgiveness options.

5.8M

About 5.8 million borrowers were at risk of default (90+ days overdue) as of Spring 2025 — nearly one in three federal loan borrowers facing serious delinquency pressure.

About Us

10 Years of Trusted Student Loan Advocacy

Listen to Carey on the "In the Den Podcast

NewBeginnings is the only nationwide student loan advocacy firm focused entirely on repayment strategies, financial literacy, and personal advocacy from start to finish for the last 10 years. Now more than ever, you need a knowledgeable, experienced advocate by your side.

Student loans can feel overwhelming, especially with the latest legislative changes — but you don’t have to navigate them alone. Our free 45-minute Initial Strategic Call is your first step towards financial freedom.

Expertise Featured In

Services

Comprehensive Solutions for Every Financial Stage

Student Loan Advocacy

Your personal advocate from start to finish.

Strategic Repayment Planning

Customized repayment strategies built around your goals.

Loan Forgiveness Assistance

Expert support through every forgiveness program.

Default Management Support

Know your options and stop the consequences.

Financial Literacy Education

Financial clarity that lasts a lifetime.

FAFSA & Enrollment Support

Personalized help completing and renewing FAFSA applications.

Pricing Plans

Flexible Plans to Match Your Financial Needs

Real Borrowers. Real Relief.

“Before working with NewBeginnings, I was lost in paperwork and misinformation. Now, I’m on a forgiveness track that saves me hundreds every month. They truly changed my life.”